Investment Planners Inc

Overview

Investment Planners, Inc.'s policy is to respond to a Significant Business Disruption (SBD) by safeguarding employees' lives and firm property, making a financial and operational assessment, quickly recovering and resuming operations, protecting all of IPI's books and records, and allowing our clients to transact business.

Communication with our Employees in the Event of a Disruption

Our plan anticipates two kinds of SBDs-internal and external. Internal SBDs affect only IPI's ability to communicate and do business, such as a fire in our building. External SBDs prevent the operation of the securities markets or a number of firms, such as a terrorist attack, a city flood or a wide-scale, regional disruption. Our response to an external SBD relies more heavily on other organizations and systems, especially on the capabilities of our clearing firm, RBC Dain Correspondence Services. IPI does not maintain custody of clients' funds or securities, which are maintained at our clearing firm. In the event of an SBD, either external or internal, we will immediately identify what means will permit us to communicate with our clients, employees, critical business constituents, critical banks, critical counter-parties and regulators. Although the effects of an SBD will determine the means of alternative communication, the communication options we will employ will include our web site, telephone voice mail, secure email and postal mail service.

In the event our clearing firm executes its plan, it represents that it will notify us of such execution and provide us equal access to services as its other customers. If we reasonably determine that our clearing firm has not or cannot put its plan in place quickly enough to meet our needs, or is otherwise unable to provide access to such services, our clearing firm represents that it will assist us in seeking services from an alternative source. Our clearing firm, RBC Dain Correspondence Services has the following SBD resumption objective: "The resumption objective for mission-critical systems would be a four-hour recovery time and a resumption time of business operation(s) would be within the same business day."